Tact vs Rocket Money
Rocket Money takes a cut of your savings. Tact charges a flat price and you keep every dollar — across bills, salary, rent, refunds, and vendor deals.
No success fee. Flat pricing. You keep 100% of what you negotiate.
| Compare | Tact | Rocket Money |
|---|---|---|
| Pricing model | Flat $5/report or $19/mo | Success fee (~40% of savings) |
| You keep | 100% of what you negotiate | They keep a cut of savings |
| What's negotiated | Bills, salary, rent, refunds, contracts, vendors | Mainly bills & subscriptions |
| How it works | You send it — full playbook | They negotiate for you |
| Ready-to-send message | Not provided | |
| Procurement workflow | ||
| First report | Free | Varies |
Does Tact take a cut of my savings like Rocket Money?
No. Tact charges a flat per-report or subscription price — you keep 100% of what you negotiate. Rocket Money typically takes a success fee of around 40% of the savings it captures on bills.
Is Tact cheaper than Rocket Money for a single bill?
For one bill, Tact is $5 (and your first negotiation is free). A success-fee model can cost far more on a large saving because the fee scales with the dollars saved.
Can Tact negotiate things Rocket Money doesn't?
Yes. Tact handles salary and job offers, rent and leases, refunds and disputes, and vendor contracts — not just bills and subscription cancellations.
Does Tact negotiate for me?
No. Tact prepares your strongest ask, real leverage, and a ready-to-send message in your tone. You stay in control and send it yourself.
Flat pricing, full playbook, no success fee. Your first negotiation is free.
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